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Legal

Terms & Conditions

The rules and guidelines for using our services and products.

1. Acceptance of Terms

By accessing and using the services provided by SmartFin, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our services.

2. Use of Services

Our services include the provision of card machines (terminals) and business financing. You agree to use these services only for lawful business purposes and in accordance with all applicable laws and regulations in South Africa.

3. Account Responsibilities

Merchants are responsible for maintaining the confidentiality of their account information and for all activities that occur under their account. You must notify us immediately of any unauthorized use of your account or security breach.

4. Financing and Repayment

Any business financing provided is subject to separate credit assessments and specific loan agreements. Repayment terms, interest rates, and fees will be clearly outlined in your individual contract.

5. Limitation of Liability

SmartFin shall not be liable for any indirect, incidental, special, or consequential damages resulting from the use or inability to use our services, including but not limited to loss of profits or business interruption.

6. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of SmartFin and is protected by intellectual property laws. You may not reproduce or distribute any content without our prior written consent.

7. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of South Africa. Any disputes arising from these terms will be subject to the exclusive jurisdiction of the South African courts.

8. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. We will notify you of any significant changes by posting the updated terms on our website. Your continued use of our services after such changes constitutes acceptance of the new terms.